It is no secret that I am a supporter of Obamacare despite the law’s obvious flaws. The most major flaw is that it relies on health insurance companies to deliver health benefits and as such we are all stuck with inefficient and stupid companies to deal with.
I switched to Amerihealth NJ and they double billed my first month’s premium, admitted to doing it to many others and claimed it would be fixed. It is now four months later and my billing is still screwed up. After a while you start to wonder whether it is intentional, which would certainly be a violation of the NJ Consumer Fraud Act.
If anyone else believes that their insurance company is intentionally or negligently overcharging or denying benefits, then please contact me. I have experience litigating against health insurance companies.
That being said, the deadline for open enrollment is closing soon and it is important to get health insurance, so people should get to healthcare.gov as soon as possible to sign up.